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Bank Loan Proposal Template Concepts
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How to write your Bank Loan Proposal Template

With a Proposal Pack, you can create variations of this document of any length to suit your specific needs. This template is built using the Proposal Pack Wizard software included with any Proposal Pack or the Proposal Kit Professional bundle.

We typically include more chapters in the templates than most people will need to give everyone more variety in the chapters they may need. You can trim down a long template by removing pages you do not need or combining multiple chapter topics into one page.

Proposal Pack for Any Business
This set of chapters was selected for crafting a detailed and persuasive bank loan business proposal tailored to secure financing. This document was created for entrepreneurs and business owners to present their business cases effectively to banks or financial institutions, outlining their needs for funding and demonstrating their ability to repay.

You can also create countless variations of this document to suit your needs using the included library of 2200+ chapters.
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Product name:
Bank Loan Proposal Template
Produced by:
Proposal Kit
Software › Computer Software › Business & Productivity Software
$79 USD
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Popular Proposal Pack Design Themes

The Proposal Pack for Any Business is a plain text design theme that does not include a visual design theme with logos or background photos. These design themes are commonly used to create this template. Any Proposal Pack can be used to create this template. Select a design theme based on your personal preferences for the visual look of the templates.

Use Cases for the Bank Loan Proposal Template

  • Seeking a business loan for startup capital.
  • Requesting additional funds for business expansion.
  • Refinancing existing business debts.
  • Acquiring funds for purchasing new equipment or technology.
  • Securing seasonal business financing.
  • Applying for a business loan with a focus on property acquisition.
  • Requesting funding for a new product line.
  • Seeking financial assistance for partnership buy-out.
  • Applying for bridge financing during a cash flow shortage.
  • Financing for renovation or upgrade of business facilities.

Chapters Suggested for the Bank Loan Proposal Template

Cover Letter, Title Page, Table of Contents, Executive Summary, Needs Assessment, Repayment Plan, Financial Statements, Project Financing, Business History, Business Credit, Management Profiles, Marketing Plan, Strategic Position, Appendix

Copy and paste this chapter list into the Proposal Pack Wizard's 'Select by AI' screen to build the Bank Loan Proposal Template. The Wizard is included with any Proposal Pack or the Proposal Kit Professional.

While the chapter list for this layout has been AI-generated, the Word template that the Proposal Kit software will create is 100% human-written content.

Components of the Bank Loan Proposal Template

Creating the Bank Loan Proposal Template involves assembling several chapters and filling them in with your details. While there's no one-size-fits-all template for every situation, Proposal Kit offers layouts that can be customized using its extensive chapter template library. The Wizard software builds this template for you, customized to your needs. The Wizard software is included in every Proposal Pack and the Proposal Kit Professional. You can customize this list of chapters as needed in the Wizard software, such as adding additional chapters, removing chapters, and changing the order of chapters.

Cover Letter

The Cover Letter serves as a formal introduction to the proposal. It should be written professionally, addressing the bank or financial institution directly. This letter outlines the purpose of the proposal, briefly introduces the business, and highlights the key reasons why the loan request should be considered.

Title Page

The Title Page includes essential information such as the proposal's title, the name of the business applying for the loan, and the date of submission. This page acts as the first impression and should be neatly formatted to reflect professionalism.

Table of Contents

The Table of Contents provides an organized listing of all the sections and chapters included in the proposal. This allows readers to easily navigate through the document, ensuring quick access to specific information.

Executive Summary

The Executive Summary offers a concise overview of the business and the purpose of the loan. It summarizes the main points of the proposal, including the amount requested, the reason for the loan, and the expected outcomes. This chapter is crucial as it needs to capture the interest of the bank or lender.

Needs Assessment

The Needs Assessment details the specific needs that the loan will address. Whether it's for startup capital, expansion, or new equipment, this section explains why the funding is essential and how it fits into the business's goals.

Repayment Plan

The Repayment Plan outlines the business's strategy for repaying the loan. It includes projected cash flows, repayment schedules, and other financial strategies that demonstrate the business's capacity to meet payment obligations on time.

Financial Statements

The Financial Statements include detailed reports such as balance sheets, profit and loss statements, and cash flow statements. These documents provide a clear picture of the business's financial health and are essential for assessing the loan application.

Project Financing

The Project Financing section details the financial aspects of specific projects for which the loan is being sought. It breaks down the costs and outlines how the loan will be utilized within the project.

Business History

The Business History gives an overview of the company's background, development, and achievements. This chapter builds credibility by showcasing the business's growth and success over time.

Business Credit

The Business Credit section presents the credit history of the business, including credit scores, existing debts, and credit references. This information helps lenders assess the risk involved in lending to the business.

Management Profiles

The Management Profiles introduce the key members of the business's management team. This section highlights their qualifications, experience, and roles within the company, underlining the team's capability to lead the business towards its goals.

Marketing Plan

The Marketing Plan outlines the strategies the business will use to attract and retain customers, increase market share, and generate revenue. This plan shows the lender how the business intends to sustain and grow its operations.

Strategic Position

The Strategic Position discusses the business's place within the industry, competitive advantages, and long-term strategic goals. This section is vital for showing the bank that the business has a clear vision for its future and a plan to achieve it.


The Appendix contains supplementary information that supports the main body of the proposal. This can include additional financial data, letters of support, legal documents, or detailed project plans. Each item should be clearly labeled and referenced within the main text.

This template is also referred to as

  • Business financing application
  • Commercial loan request
  • Small business lending proposal
  • Financial aid for businesses
  • Funding request document
  • Loan submission package
  • Entrepreneur loan application
  • Investment proposal for bank
  • Business debt refinancing plan
  • Asset purchase financing proposal

How to create the Bank Loan Proposal Template with Proposal Pack Wizard

You can create this document using any of the logo-designed Proposal Packs. Pick any Proposal Pack with a logo design theme you like best; they will all work equally well. The Proposal Pack for Any Business has no extra logos or colors added. It is designed to be used plainly or customized with your logos and graphics.

This is a recipe for a template you can build in the Proposal Pack Wizard software using any of the Proposal Pack design themes. This template uses a new feature in the Wizard software for creating templates based on lists of chapters selected by the Business Proposal Outline Creator for Proposal Kit OpenAI GPT. We've used the GPT to generate this template recipe that you can paste into the Wizard's 'Select by AI' screen when selecting the templates for your project document. This Wizard feature will auto-select all the chapters generated by the GPT and map any mismatches to Proposal Kit chapter templates as best possible. This is a new experimental feature of the Proposal Pack Wizard software.

See this article, How to Streamline Your Business with AI Proposal Writer Tools, for more details on using ChatGPT to create your proposal outlines that can then be made by the Proposal Kit software.

If you have a ChatGPT Plus subscription for custom GPTs, use the Business Proposal Outline Creator for Proposal Kit OpenAI GPT to generate custom proposal chapter lists.

The Proposal Pack design theme you purchase will determine the visual look of this template. The screenshot above only shows the plain generic design theme.

We include a library of chapters to be assembled based on your needs. All proposals are different and have different needs and goals. We designed the Proposal Packs so you can customize the documents to suit your needs.

You will best create this document using the Proposal Pack Wizard - Expert Edition software to select this template and build it in the Proposal Pack logo design theme of your choice along with any desired customizations (such as adding additional chapters, removing unneeded chapters, changing the order of chapters, and importing your company logo). This template outlines a proposal for the described situation. Each user is responsible for typing in the actual content of the provided pages with their information to complete the proposal.

You create this template using the Wizard software, which includes the entire Proposal Pack library and software. We include the Expert Edition of the software in the Proposal Kit Professional bundle. Microsoft Word for Windows is required to use the customizing software.

How to Build Proposal Template from an AI Outline

This video shows how to build a Word format proposal template using the Proposal Pack Wizard software from an AI-generated outline. This video is illustrated with pre-created AI outlines of chapters that are pasted into the Wizard software, which then generates a Word document from the outline.

Key Takeaways

  • The Bank Loan Proposal Template is built using a Proposal Pack or the Professional bundle using the included Wizard software.
  • You can create unlimited custom variations of this template.
  • The Wizard software automates quotes and other financial pages with a line-item database.
  • There are no ongoing subscription fees. You get lifetime unlimited use.
  • Proposal Kit is made for freelancers, small businesses, and non-profits.
  • Proposal Kit product content (templates, samples, software) is 100% written by humans.
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