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Business Loan Proposal Template Concepts
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How to write your Business Loan Proposal Template

With a Proposal Pack, you can create variations of this document of any length to suit your specific needs. This template is built using the Proposal Pack Wizard software included with any Proposal Pack or the Proposal Kit Professional bundle.

We typically include more chapters in the templates than most people will need to give everyone more variety in the chapters they may need. You can trim down a long template by removing pages you do not need or combining multiple chapter topics into one page.

Proposal Pack for Any Business

( Design themes, color schemes, fonts, and images are all customizable )

This set of chapters was selected for crafting a detailed proposal to secure a business loan. This document was created for entrepreneurs to present their business idea, financial needs, and company background comprehensively to potential lenders or banks.

You can also create countless variations of this document to suit your needs using the included library of 2200+ chapters.
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Started using the product last year and it has been an unqualified success. We were able to submit 13 funding proposals for capital projects and all 13 applications were successful. It might be argued that the product was too helpful!"

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Popular Proposal Pack Design Themes

The Proposal Pack for Any Business is a plain text design theme that does not include a visual design theme with logos or background photos. These design themes are commonly used to create this template. Any Proposal Pack can be used to create this template. Select a design theme based on your personal preferences for the visual look of the templates.

Use Cases for the Business Loan Proposal Template

  • Applying for a startup business loan from a bank.
  • Seeking expansion financing from financial institutions.
  • Proposing a refinancing plan to current investors.
  • Applying for a Small Business Administration (SBA) loan.
  • Requesting funding from peer-to-peer lending platforms.
  • Securing asset financing for new equipment or facilities.
  • Approaching venture capitalists for a convertible debt agreement.
  • Presenting to microfinance institutions for initial business capital.
  • Soliciting bridge loans for urgent business needs.
  • Negotiating better loan terms with existing lenders.

Chapters Suggested for the Business Loan Proposal Template

Cover Letter, Title Page, Table of Contents, Executive Summary, Loan Request, Company Description, Products and Services, Market Analysis, Marketing Strategy, Operations Plan, Management Team, Financial Plan, Funding Request, Repayment Plan, Appendices

Copy and paste this chapter list into the Proposal Pack Wizard's 'Select by AI' screen to build the Business Loan Proposal Template. The Wizard is included with any Proposal Pack or the Proposal Kit Professional.

While the chapter list for this layout has been AI-generated, the Word template that the Proposal Kit software will create is 100% human-written content.

Components of the Business Loan Proposal Template

Creating the Business Loan Proposal Template involves assembling several chapters and filling them in with your details. While there's no one-size-fits-all template for every situation, Proposal Kit offers layouts that can be customized using its extensive chapter template library. The Wizard software builds this template for you, customized to your needs. The Wizard software is included in every Proposal Pack and the Proposal Kit Professional. You can customize this list of chapters as needed in the Wizard software, such as adding additional chapters, removing chapters, and changing the order of chapters.

Cover Letter

The Cover Letter is the initial introduction to the potential lender or financier. It serves as a formal greeting and briefly communicates the intent to request a business loan. This letter typically previews what the proposal contains and highlights the reasons for the funding request, aiming to create a favorable impression.

Title Page

The Title Page serves as the face of your proposal. It includes essential information such as the proposal's title, the name of your company, the date of submission, and the name of the recipient or lending institution. It is designed to present a professional appearance from the very beginning of the document.

Table of Contents

The Table of Contents lists all the major sections and their page numbers in the proposal. This helps the reader easily navigate through the document and quickly find specific information. This component is particularly useful in organizing and providing a roadmap of the proposal's layout.

Executive Summary

The Executive Summary provides a concise overview of the business and the loan request. It summarizes key points regarding the company's history, the purpose of the loan, and why the business qualifies for the funding. This section is crucial as it needs to capture the lender's interest and encourage them to read further.

Loan Request

The Loan Request chapter details the amount of funding required and the specific reasons for the loan. It lays out how the funds will be used within the business, whether it's for purchasing equipment, expanding operations, or refinancing existing debts.

Company Description

This section offers a detailed look at your business. It covers the history, structure, and objectives of the company, providing a background that lenders need to evaluate the business's foundation and potential for success.

Products and Services

Here, you describe what your business offers, outlining the products or services available. This section should clearly define customer benefits and the competitive advantages your offerings have in the market.

Market Analysis

The Market Analysis demonstrates your understanding of the industry and market trends. It includes data on target demographics, customer needs, and competitive positioning, showing the lender that there is a demand for your products or services.

Marketing Strategy

This chapter outlines how you plan to attract and retain customers. It includes strategies for pricing, promotion, and distribution, detailing how these efforts will help achieve the business's sales goals.

Operations Plan

The Operations Plan describes the day-to-day operations of the business. It covers key operational processes, location, facilities, and the technology used. This section reassures lenders that the business has a practical framework for delivering its products or services efficiently.

Management Team

This section introduces the key members of your company's management team. It highlights their roles, experience, and how their expertise will contribute to the success of the business, ensuring lenders that competent leadership is in place.

Financial Plan

The Financial Plan presents detailed financial statements and projections. It includes past financial performance and future predictions, supported by spreadsheets and graphs from the Proposal Kit's line-item database. This section is vital for showing the financial health and potential profitability of the business.

Funding Request

In the Funding Request chapter, detail the total amount of capital needed and other desired financial arrangements. This section also outlines the proposed terms of the loan and any flexibility sought in repayment options.

Repayment Plan

The Repayment Plan outlines your strategy for meeting the financial obligations of the loan. It includes detailed schedules and financial forecasts showing the expected revenue that will cover the loan repayments, providing confidence to the lender about your ability to repay.


The Appendices support the proposal with additional documentation and data that are too detailed for the main text. This could include references, technical diagrams, legal documents, or supplementary financial records, providing deeper insight into the business for thorough evaluation.

This template is also referred to as

  • Commercial Loan Request
  • Financing Proposal Template
  • Small Business Financing
  • Loan Application Proposal
  • Business Funding Plan
  • Bank Loan Submission Template
  • SBA Loan Proposal Example
  • Credit Proposal for Business
  • Investment Proposal for Business Loan
  • Debt Financing Proposal

How to create the Business Loan Proposal Template with Proposal Pack Wizard

You can create this document using any of the logo-designed Proposal Packs. Pick any Proposal Pack with a logo design theme you like best; they will all work equally well. The Proposal Pack for Any Business has no extra logos or colors added. It is designed to be used plainly or customized with your logos and graphics.

This is a recipe for a template you can build in the Proposal Pack Wizard software using any of the Proposal Pack design themes. This template uses a new feature in the Wizard software for creating templates based on lists of chapters selected by the Business Proposal Outline Creator for Proposal Kit OpenAI GPT. We've used the GPT to generate this template recipe that you can paste into the Wizard's 'Select by AI' screen when selecting the templates for your project document. This Wizard feature will auto-select all the chapters generated by the GPT and map any mismatches to Proposal Kit chapter templates as best possible. This is a new experimental feature of the Proposal Pack Wizard software.

See this article, How to Streamline Your Business with AI Proposal Writer Tools, for more details on using ChatGPT to create your proposal outlines that can then be made by the Proposal Kit software.

If you have a ChatGPT Plus subscription for custom GPTs, use the Business Proposal Outline Creator for Proposal Kit OpenAI GPT to generate custom proposal chapter lists.

The Proposal Pack design theme you purchase will determine the visual look of this template. The screenshot above only shows the plain generic design theme.

We include a library of chapters to be assembled based on your needs. All proposals are different and have different needs and goals. We designed the Proposal Packs so you can customize the documents to suit your needs.

You will best create this document using the Proposal Pack Wizard - Expert Edition software to select this template and build it in the Proposal Pack logo design theme of your choice along with any desired customizations (such as adding additional chapters, removing unneeded chapters, changing the order of chapters, and importing your company logo). This template outlines a proposal for the described situation. Each user is responsible for typing in the actual content of the provided pages with their information to complete the proposal.

You create this template using the Wizard software, which includes the entire Proposal Pack library and software. We include the Expert Edition of the software in the Proposal Kit Professional bundle. Microsoft Word for Windows is required to use the customizing software.

How to Build Proposal Template from an AI Outline

This video shows how to build a Word format proposal template using the Proposal Pack Wizard software from an AI-generated outline. This video is illustrated with pre-created AI outlines of chapters that are pasted into the Wizard software, which then generates a Word document from the outline.

Key Takeaways

  • The Business Loan Proposal Template is built using a Proposal Pack or the Professional bundle using the included Wizard software.
  • You can create unlimited custom variations of this template.
  • The Wizard software automates quotes and other financial pages with a line-item database.
  • There are no ongoing subscription fees. You get lifetime unlimited use.
  • Proposal Kit is made for freelancers, small businesses, and non-profits.
  • Proposal Kit product content (templates, samples, software) is 100% written by humans.
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